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Your Claim.
Our Fight.
Your Settlement.

Most insurance companies pay far less than policyholders are owed. Claimpress levels the playing field — handling every step of your claim so you recover the maximum your policy allows, at no upfront cost.

2.1×Avg. settlement vs.
insurer's first offer
$15M+Recovered for
NYC clients
100+Claims handled
in NY, NJ & CT
5.0 ★Google Rating
12 reviews

Start With a Free Claim Review

No upfront cost. Response within 1 hour.

We Work for YouNot the insurance company. Your interests only.
No Upfront CostContingency only. We win when you win.
Full-Service HandlingWe manage every step from first call to final check.
2.1× Average RecoveryWe consistently outperform initial insurer offers.

Six Steps From First Call to Final Settlement

Here is exactly what happens when you hire Claimpress — from the moment you contact us to the day your settlement arrives. No surprises, no guesswork.

Step 1 — Free Consultation

Free Claim Review & Consultation

You reach out — by phone, form, or email — and a licensed adjuster contacts you within one hour. We listen to your situation, ask about your policy, the damage, and any offer the insurer has already made. This call costs nothing and obligates you to nothing. We tell you honestly whether we can help, and by how much.

📋
What we ask aboutDate of loss, type of damage, current claim status, insurer's offer if any
🔍
What we tell youWhether you're owed more, and a realistic range of what we can recover
🤝
No pressureIf we don't believe we can meaningfully improve your outcome, we'll tell you that
Response within 1 hour · No cost · No commitment
Step 2 — Policy Analysis

Deep Policy Review & Coverage Analysis

Before we inspect a single square foot of damage, we conduct a detailed line-by-line review of your policy to identify every coverage that applies to your loss. This is where most of the money is found. We regularly uncover major coverage categories that insurers never mention — Ordinance & Law, Additional Living Expenses, code upgrades, loss of rental income, and more.

🏠
Dwelling coverageStructural repair limits, replacement cost vs. ACV, depreciation schedules
⚖️
Ordinance & LawCode upgrade costs when rebuilding to current NYC standards — frequently overlooked
🏨
ALE / Loss of useHotel, meals, and temporary housing costs while repairs are underway
📦
Contents & personal propertyReplacement cost inventory for furniture, electronics, clothing, equipment
🏢
Business income / rental lossLost revenue, fixed expenses, and extra expense coverage for business owners and landlords
📄
Policy conditions reviewWe identify conditions you must meet and ensure you are in full compliance
Completed within 24–48 hours of engagement
Step 3 — Inspection & Documentation

Expert Property Inspection & Damage Documentation

We conduct a thorough on-site inspection — not a 30-minute walk-through, but a comprehensive, room-by-room, system-by-system assessment. Our adjusters photograph and measure all damage, probe concealed areas that visual inspection misses, and coordinate with specialist contractors and engineers as needed. The result is a professionally prepared damage report that gives your insurer no room to dispute the scope of loss.

📸
Photo documentationHundreds of timestamped photographs of all damage including hidden areas
📐
Scope & measurementPrecise square footage, unit counts, and material specs for every damaged area
🔬
Specialist coordinationMold assessors, structural engineers, forensic accountants, smoke hygienists as needed
📊
Xactimate estimateIndustry-standard estimating software at current market pricing — the same tools insurers use
Inspection within 48 hours · Report within 1–2 weeks
Step 4 — Claim Submission

Professional Claim Preparation & Filing

We prepare and submit a complete, professionally packaged claim to your insurer on your behalf — including the full damage estimate, all supporting documentation, the applicable policy sections, and any required Proofs of Loss. We handle all paperwork and deadlines so nothing falls through the cracks.

📝
Proof of LossProperly executed sworn statements of loss filed within policy deadlines
🗂️
Complete claim packageDamage report, estimate, photos, policy citations, and all supporting exhibits
Deadline complianceAll filing deadlines met — policy conditions, statute of limitations, and state requirements
Submitted within 1–3 weeks of inspection
Step 5 — Negotiation

Assertive Negotiation with Your Insurer

We take over all communication with your carrier and negotiate aggressively — but professionally — on your behalf. We challenge low scopes, dispute inadequate pricing, counter improper depreciation, and push back on exclusion arguments with documented counter-evidence. If the insurer remains unreasonable, we escalate through supplemental claims, appraisal proceedings, or regulatory complaints as needed.

💬
All insurer communicationWe handle every letter, email, and call — you're not bothered unless a decision requires your input
Scope disputesWe challenge line-item exclusions and fight for every damaged component to be included
🔢
Depreciation challengesWe contest improper ACV deductions and ensure replacement cost is applied where your policy requires
⚖️
Appraisal & escalationIf negotiation stalls, we invoke the appraisal process or file regulatory complaints with NYDFS
Ongoing until settlement — typically 4–12 weeks
Step 6 — Settlement

Maximum Settlement Paid. Our Fee Earned.

Once we reach an agreed settlement, your insurer issues payment directly to you. Our contingency fee is deducted from the recovery. You owe nothing upfront and nothing if we don't improve your outcome. We provide a full accounting of the settlement so you can see exactly what our work was worth.

💰
Direct payment to youSettlement funds go directly from the insurer to you — we don't handle your money
📃
Settlement accountingFull written breakdown of what was recovered, by coverage category
🛡️
Contingency onlyIf we don't recover more than the insurer's existing offer, you owe us nothing
Average total timeline: 6–16 weeks from engagement to settlement

Built for Every Type of Policyholder

Whether you own a home, run a business, or manage rental properties — our process is the same. We represent you, not your insurer.

Homeowners

Your home is your most valuable asset. When damage strikes, the insurance company sends their adjuster. We send ours — working exclusively for you.

  • Fire, smoke and soot damage
  • Water damage and pipe bursts
  • Storm and wind damage
  • Mold resulting from a covered loss
  • Theft and vandalism
  • Roof leaks and collapse
Homeowner claims

Business Owners

Property damage costs you repairs, revenue, customers, and time. Business interruption coverage exists to protect you — we make sure it pays what it should.

  • Commercial property damage
  • Business interruption income loss
  • Extra expense coverage
  • Equipment and inventory loss
  • Fire, water, and storm damage
  • Denied or underpaid commercial claims
Business owner claims

Landlords

Rental property damage means lost rent and pressure to repair fast. We maximize your recovery so you can restore your property — and your income.

  • Dwelling and structure damage
  • Loss of rental income
  • Tenant-caused damage
  • Multi-unit and mixed-use buildings
  • DP-3, commercial landlord policies
  • Ordinance & Law code upgrades
Landlord claims

The Insurance Company Has a Team. Now You Do Too.

Your insurer employs staff adjusters, independent adjusters, engineers, and lawyers — all focused on paying as little as possible on your claim. When you file alone, you're negotiating against professionals with institutional knowledge aligned against you.

Claimpress is the equalizer. We bring the same expertise, the same tools, and the same policy knowledge to the table — but we work exclusively for you. Our contingency fee structure means our financial success depends entirely on yours.

Policyholders who use public adjusters consistently recover more than those who navigate the process alone — not because the claims are different, but because the documentation, persistence, and negotiating leverage are.

We Know What Insurers Look For

Our adjusters have seen thousands of claims. We know every tactic insurers use to minimize payouts — and exactly how to counter them.

Documentation Is Everything

A claim is only as strong as its documentation. Ours is thorough, professional, and prepared to withstand scrutiny at every level.

We Fight So You Don't Have To

Dealing with a claim while managing damage and daily life is overwhelming. We take the entire burden off your plate.

Zero Financial Risk to You

If we don't recover more than the insurer's existing offer, you owe us nothing. Our contingency model removes all financial risk.

What's at stake
Going it alone
With Claimpress
Coverage identified
Only the obvious coverages
Every applicable coverage, line by line
Damage documentation
Insurer's adjuster sets the scope
Independent, comprehensive assessment
Negotiating leverage
None — you don't know what's fair
Expert adjuster with full market data
Time & stress
Dozens of hours managing the process
We handle everything
Denied or low offers
Most people accept or give up
We challenge, appeal, and escalate
Typical outcome
First offer accepted
Average 3.5× the initial offer

What Our Clients Say

Real clients — homeowners, business owners, and landlords across NYC — who trusted the process and came out ahead.

★★★★★
Recovered $340,000

"After my kitchen fire, the insurer offered $42,000 and said that was fair. Claimpress documented everything I missed and walked me through every step. We settled for $340,000. I would never have gotten there on my own."

Maria T.Homeowner, Flushing, Queens · Kitchen fire claim
★★★★★
Recovered $620,000

"My restaurant was shut down for four months. The insurance company offered almost nothing for lost revenue. Claimpress prepared a complete business interruption analysis and negotiated a settlement that actually covered what I lost."

Carlos M.Restaurant Owner, Astoria · Fire + business interruption
★★★★★
Recovered $284,000

"A pipe burst in my 6-unit building and the insurer offered $38,000. Claimpress found coverage I didn't know I had — including loss of rental income and code upgrade costs — and settled for $284,000. Completely transparent the entire time."

James V.Landlord, Crown Heights, Brooklyn · Pipe burst / water damage

Frequently Asked Questions

Honest answers to the questions we hear most often.

The timeline varies by claim complexity and insurer responsiveness. A straightforward claim may settle in 4–8 weeks from our engagement. Complex or disputed claims — particularly those involving business interruption, denied claims, or appraisal proceedings — can take 3–6 months or longer. We work to move your claim as quickly as possible while ensuring every dollar is recovered.
No. In most cases, having a professional advocate actually accelerates resolution because we submit complete, well-documented claims that give the insurer less reason to delay or dispute. We handle all communication so there are no gaps or missed responses on your end.
In most cases you can hire us even after filing, receiving a low offer, or having a claim denied. New York policies include a 2-year statute of limitations from the date of loss, and denied or underpaid claims can often be reopened with a supplemental claim or formal appeal. Contact us as soon as possible — the earlier we get involved, the more leverage we have.
We work exclusively on contingency — a percentage of the settlement we recover for you. No upfront fees, no hourly rates, and no cost if we don't recover additional funds. In New York, the maximum public adjuster fee on non-catastrophe claims is 12.5% of the settlement. Your specific rate is stated clearly in your written agreement before we begin.
Hiring a public adjuster is a legal right of every policyholder and cannot be penalized by your insurer. Our involvement signals that you are organized, informed, and serious about your claim — which often results in faster and more thorough responses from the carrier.
Yes — especially if your claim was denied. Denials can be challenged through supplemental claims, appraisal proceedings, or formal appeals. We analyze the denial letter, identify grounds for challenge, and build an evidence-backed case for reconsideration. Many clients come to us after a denial and achieve a successful recovery. Call us before you give up.

Your First Call Is Free.
There's Nothing to Lose.

We review your claim, give you an honest assessment of what you're owed, and explain exactly how we can help — at no cost and with no obligation. If we don't think we can improve your outcome, we'll tell you that too.

No upfront fees — ever Licensed in NY, NJ & CT Response within 1 hour 5.0 ★ Google Rating

How Public Adjusters Work in New York City

A public adjuster is a licensed insurance professional who represents policyholders — not insurance companies — in the preparation, filing, and negotiation of property insurance claims. In New York State, public adjusters are licensed and regulated by the New York State Department of Financial Services (NYDFS). Claimpress is fully licensed in New York, New Jersey, and Connecticut.

Why Most Policyholders Are Underpaid

When you file a claim, your insurer assigns a staff or independent adjuster to assess your damage. These professionals are not working for you. Most initial settlement offers significantly undervalue the true cost of the loss — particularly for complex claims involving smoke damage, mold, business interruption, or code upgrades. A Claimpress public adjuster brings professional documentation, policy expertise, and negotiating experience to your claim.

The Public Adjuster Process in New York

In New York, public adjusters are governed by New York Insurance Law § 2108. We are required to present credentials, provide a written agreement before beginning work, and comply with fee caps set by state law. For non-catastrophe claims, the maximum public adjuster fee in New York is 12.5% of the settlement amount. Our process is transparent, regulated, and fully documented at every step.

Serving All Five Boroughs and Beyond

Claimpress handles property insurance claims throughout Manhattan, Brooklyn, Queens, the Bronx, Staten Island, Long Island, Westchester, and northern New Jersey. We are available 24/7 for emergencies. Call (212) 658-0988 to speak with a licensed public adjuster today.

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